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Financial Claims Specialists
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Reclaim Your Credit Card Charges
Claim credit card charges + APR + 8% interest

If you have paid default charges to your Credit Card or Store Card provider then we can make a claim on your behalf to get this money back, with interest.

In April 2006, the Office of Fair Trading (OFT), found that charges applied by Credit Card companies were too high. As a result, most companies have now reduced their charges to £12. However, we can still launch a claim on your behalf even if you have only ever been charged £12 fees.


We believe that this charge is too high and does not represent a true and fair representation of the companies costs for the administration.


In essence, Credit Card companies are not allowed to fine you but that’s exactly what they have done!

But hurry as we can only claim for charges going back to the last 6 years from the date we apply.


Please have a look at the table below in order to see why it is worth reclaiming your credit card charges through Canary Claims.


  • Nothing to pay upfront
  • Genuine 20% fee! You keep the interest we claim back
  • No win, no fee

What To Do Next?

You have two options to start your claim:

Option One

Contact Us

Option Two

Download Claims Forms

You get more back with us! Below is table showing you examples of how much more you will be able to claim back with Canary Claims*:
Bank Average claim with 8% interest Average claim with Canary Claims Percentage increase
Barclaycard £550 £711.15 29.30%
Capital One £550 £775.50 41.00%
Egg £550 £754.93 37.26%
HBOS £550 £748.66 36.12%
Lloyds £550 £782.65 42.30%
MBNA (Abbey & A&L) £550 £789.75 43.59%
Natwest/RBS Group £550 £749.16 36.21%
    Average percentage win increase 37.97%

*Please note: the above table is for guidance only. It shows potential percentage gain by claiming your full credit card charges, plus interest calculated at the rate of APR of the credit card company, plus 8% interest.

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Claims Thru Us Limited trading as Canary Claims is regulated by the Ministry of Justice in respect of regulated claims management activities; it's registration is recorded on the website: www.claimsregulation.gov.uk Authorisation Number: CRM2233
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